Equities First Holdings has become the company to watch over the past few years. Founded in 2002, the alternative lender found its niche in stock-based loans. It attracted borrowers with its open payment plans, low rates, and fixed interest. The business opened its doors in London but has since gone global. Most of its success can be attributed to a few key partnerships that allowed to extend services internationally, but it’s true bread-and-butter is the constantly constricting qualifiers for traditional loans.
Banks make it very hard for many borrowers to access financing options. They also have fluctuating interest rates. Luckily, stock-based loans use stock portfolios as collateral. This means they look more at the value of the stocks than a borrower’s credit record. This allows borrowers a better opportunity to qualify and has increased interest. Additionally, EFH has a stellar record for returning assets making it a safer financial choice.